insurance card

Student Health Insurance Update

Minnesota State Colleges and Universities (MnSCU) has decided to no longer offer health insurance for domestic students for the 2014-2015 academic year.  Due to the requirements of the Affordable Care Act going into effect January 1, 2014, the cost of insurance for domestic students by our current provider will increase substantially.  If you are currently covered by MnSCU’s student health insurance plan offered through United Healthcare Student Resources, your policy will expire on August 14, 2014. 

There are two Minnesota Health Care Programs MnSCU students may qualify for due to their income status, they are Medical Assistance (MA) or MinnesotaCare. Students currently enrolled in Medical Assistance or MinnesotaCare programs will automatically be moved to MNsure as part of their renewal process. If a student is not currently enrolled in one of these programs and would like to know if they qualify for either of them, their eligibility status will automatically be reviewed when they apply for coverage through MNsure. Additional information regarding Medical Assistance or MinnesotaCare can be found on health insurance marketplace MNsure.

All Students (Except International Students)

The Affordable Care Act requires everyone to have health insurance or be subject to penalties. There are several options available to students, which include, being covered on their parent’s policy until age 26 or by purchasing coverage through an insurance exchange. The insurance exchange is an online resource where you can find information about different health plans and coverage. is the federal insurance exchange. If you are a resident of Minnesota, you can look under Here you can access the cost for each plan and enroll or find out whether you qualify for financial assistance based on annual income. There is also a hotline available for your questions: 1-800-366-7873.


For more information on health insurance options or to request insurance information to be sent to you, contact the Student Health Insurance Coordinator, Traci Kauphusman at Health & Wellness Services 507-457-2224.

International Students - United Health Care Student Resource Insurance

Winona State University is pleased to offer an injury and sickness insurance plan through United Health Care Student Resources Insurance All international students, scholars, and faculty engaged in educational activities are required by Minnesota state law to enroll in the plan. Those with a sponsoring government plan must show proof of insurance to the student insurance advocate within the first 45 days of enrollment to be considered for an exemption. To schedule an appointment send an email to Pam Rasmussen. For more information on United Health Care Student Resources Insurance or to request insurance information to be sent to you, contact the student insurance advocate, Pam Rasmussen at Health & Wellness Services 507-457-2224.

summary of the international student insurance coverage can be found on the United HealthCare website.

Other Insurance Coverage

Health & Wellness Services bills most health insurance companies.  Please bring your health insurance card with you to all clinic visits.

Any incurred charges during your visit to Health & Wellness Services will be billed to your insurance company.  Any amount not covered resulting in a remaining balance will be sent to you in a statement by mail.   If you have any questions and concerns, please contact our insurance coordinator at Health & Wellness Services extension 507-457-2297.