Giving to WSU
Alumni, parents and friends can make gifts to Winona State University with many kinds of assets and in a variety of forms including those below.
The Winona State University Advancement staff would be happy to answer your gift questions. Please feel free to write or call the University Advancement Office for advice or details.
Contact us at 507.457.5020, email@example.com, or at the address:
Winona State University
Somsen Hall 204
PO Box 5838
Winona, MN 55987
Estate Gifts and Planned Giving
Your planned gift of any size has a significant impact on Winona State University.
Planned Giving allows you to support our students and programs far into the future while also providing financial benefits for you and your family.
Many employers sponsor matching gift programs and will match any charitable contributions or volunteer hours made by their employees.
If your company is eligible, request a matching gift form from your employer, and send it completed and signed with your gift to the address above. We will do the rest.
The impact of your gift to the WSU Foundation may be doubled or possibly tripled!
Some companies match gifts made by retirees and/or spouses.
IRA Charitable Rollover
You may be looking for a way to make a big difference to help further our mission.
If you are 70½ or older you may also be interested in a way to lower the income and taxes from your IRA withdrawals.
To initiate an IRA Charitable Rollover complete the IRA Rollover Form and mail to the address above, for more information, visit our Planned Giving Website.
Gifts of Cash
A majority of the gifts made to Winona State University come in the form of “cash”, via check or credit card.
A gift of cash entitles you to the most generous federal income tax deduction available for charitable contributions.
You may deduct up to 50 percent of your adjusted gross income for gifts of cash and may carry any amount over that figure forward for up to five additional years.
Checks may be made payable to Winona State University Foundation and mailed to the address above.
Gifts of Stock
A gift of appreciated securities that you have held for more than one year is frequently the most economical way to give.
You will be eligible to take a federal income tax deduction equal to the fair market value of the stock on the date of the gift and will not have to recognize the appreciation as capital gain.
If you are planning to transfer a gift of stock, please inform us at the phone number listed above. Transferring stock is quick and easy. Learn more or give stock to WSU electronically (PDF).
Advantages of Stock vs Cash
Let’s break down the net cost of a $10,000 gift made by cash or stock.
Your marginal federal income tax rate is 28 percent and is not subject to state or local income taxes. The stock's value is $10,000, with a cost basis of $4,000.
|Type of gifts
|Value of gifts
|Long-term capital gain if sold
|Long-term capital gains tax elimination ($6,000 x 15% rate)
|Income tax savings ($10,000 x 28% rate)
|Total tax savings (capital gains tax eliminated + income tax savings)
|Net cost of gift (value of gifts - total tax savings)