Retirement Benefits

Minnesota State Colleges & Universities offers a mix of mandatory and voluntary retirement plans. †All mandatory contributions are invested on a pre-tax basis. †We encourage you to review the full array of benefits and to become actively involved in planning for your future.

MnSCU Retirement Plans

Overview of Retirement Plans (PDF): This booklet gives you an overview of the retirement benefits for which you are eligible
MnSCU Retirement Website: Helpful links, summaries and webinars
MnSCU Retirement Plans Matrix (PDF): Overview of different plans & who qualifies for each
MnSCU Retirement Plans Summary: Overview of the different plans including Mandatory & Voluntary
Retirement Plans by Contract: Plans broken out by union

Mandatory Retirement Plans

Mandatory Retirement Plans: MnSCUís overview of the Mandatory Retirement Instructions for the TRA/IRAP Retirement Plan Election Process for Unclassified Faculty & Staff (PDF): Instructions, questions and answers on how to elect TRA & IRAP

Voluntary Retirement Plans

Voluntary Retirement Plans: MnSCUís overview of the Voluntary Retirement Plans
Comparison of 457 and 403 (b) Plans: Comparisons including max limits, total contributions & taxation
FAQs: Frequently asked questions about DCR, 403(b) and MnDCP (457)
Contact Information
Minnesota State Deferred Compensation (457) Plan (MNDCP)
60 Empire Drive, Suite 300
St. Paul, MN 55103
877.457.6466†
651.296.2761
651.297.5238 (FAX)


Minnesota State Retirement System (MSRS)
60 Empire Drive, Suite 300
St. Paul, MN 55103
800.657.5757
651.296.2761
651.297.5238 (FAX)


Teachers Retirement Association (TRA)
60 Empire Drive, Suite 300
St. Paul, MN 55103
800.657.3669
651.296.2409
651.297.5999 (FAX)


TIAA-CREF
800.682.8969 (MnSCU Specific Number)
303.626.4717 (FAX)